As someone who works on a vessel or offshore, you have likely come across the term, “maintenance and cure.” You might know that this is a form of compensation employers are required to provide to their injured workers. You might also know that maintenance and cure benefits are provided under a federal law known as the Jones Act. But, do you know how much you are entitled to recover? Do you know how to make sure your employer does not take advantage of you? Do you know what to do when your maintenance and cure benefits are not enough to cover the full extent of your financial losses and physical and emotional harm? Did you know you may be entitled to a direct lawsuit against your maritime employer? These are all critical questions, and if you do not know the answers you will almost certainly settle for far less than you deserve. Protecting Your Rights After a Maritime or Offshore Accident 1. Losses Covered Under Maintenance and Cure First, it is important to understand the types of losses that are covered by maintenance and cure. “Maintenance” refers to benefits that help cover your daily costs of living while you are unable to work due to an injury. While your employer is legally required to pay you these benefits if you qualify, most maintenance payments are fairly low – typically around $15 to $40 per day. “Cure” refers to compensation for any medical bills you incur as a result of your […]
The Jones Act is a federal law that governs the liability of vessel operators and marine employers for work-related injuries or the death of an employee.